Affordable Financing Options

When you undergo treatment at Sycamore Orthodontics & Pediatric Dentistry, we’ll handle your insurance submissions and offer you no-interest financing for the duration of treatment.

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Financial Policy

Orthodontic consultations are free for children and teenagers and $100 for adults. However, if an adult chooses to proceed with orthodontic treatment, we’ll apply that $100 toward the cost of that treatment at Sycamore Orthodontics & Pediatric Dentistry.

Typically, patients pay us 25 percent of the total amount on the day they receive their braces or appliance. Then, we spread the rest of the payments throughout the remaining months of treatment.

We want to make your or your child’s orthodontic treatment affordable so we can be flexible with the amount of the down payment, depending on your individual circumstances.

We know that you have other choices for orthodontic services, and we are happy to provide a second opinion for a patient who has already seen another orthodontist. Every treatment is unique, and the best way for us to estimate the cost of treatment is to examine you or your child.

For more information on our Financial Policy, please call our Sycamore, IL office at (815) 507-8012.

Orthodontic Insurance

Orthodontic insurance can help cover the cost of your treatment at Sycamore Orthodontics & Pediatric Dentistry.

How Does Orthodontic Insurance Work?

There are many different agreements between insurance carriers and subscribers, and each contract provides a different benefit.

However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a maximum lifetime benefit for orthodontic services.

This benefit is paid as a percentage of the orthodontic fee (initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.

How Does Our Office Help With Orthodontic Assistance?

For your convenience, we‘ll gladly help you submit both predetermination and initial insurance claims pertaining to charges for care rendered at Sycamore Orthodontics & Pediatric Dentistry. However, please be aware that our primary financial relationship is with you or your family and not with your insurance companies.

The final responsibility for collecting benefits from your insurance company rests with the insured party. Our professional services are rendered and charged directly to you or your family, and you are responsible for paying all fees incurred.

What’s the Next Step?

It’s important to know what your benefits are before treatment starts. If you are not sure, contact your insurance company so you know exactly how much you can expect to be paid and when to expect payment.

If you want, we can submit a pretreatment claim for determination of benefits for you. If you would like our office to submit claim forms for treatment, we ask that you provide us with the complete name, address and telephone number of your dental insurance carrier.

If changes in employment or insurance coverage occur, be sure to get in touch with our office with updated information as soon as possible.

We cannot render services assuming that an insurance carrier will pay our charges. However, for your convenience, we will accept payments from your insurance company assigned to us by the insured.

Such payments will be credited accordingly to your account. If your company requires verification of continuing treatment, we will be glad to complete the forms necessary on your behalf.